Buying a home in Chesterfield County.
The order you do things in matters more than most buyers expect. Here is the sequence Greg walks clients through, and what you can expect from him at each point.
How a purchase actually goes.
- 01
Get fully underwritten
Not prequalified. Underwritten, with the documents pulled and verified. In a competitive situation that is what makes a seller take your offer seriously.
- 02
Name your three non-negotiables
Write down the three things you genuinely will not trade away. Buyers who keep every criterion open tour twenty houses and get more confused, not less.
- 03
Tour with a plan
Greg groups showings so you can compare properly, and drives the commutes with you at the hours you would actually be driving them.
- 04
Write an offer that holds up
Price is one lever among several. Timing, deposit size, inspection window, and closing flexibility all move sellers, often for less money than raising the price.
- 05
Inspect properly
You will get a recommendation for inspectors who do thorough work in this county, and a candid read on which findings are negotiating material and which are noise.
- 06
Close, then stay in touch
Greg is still the person you call about a contractor or a tax assessment three years later. That is the part of the job that produces the referrals.
What is different here.
He will talk you out of a house
If a street or a section is wrong for what you have described, you will hear it plainly, even when saying nothing would be easier and more profitable.
You reach Greg, not an assistant
He carries a deliberately modest number of transactions at once. The mobile number on this site rings his phone.
Buyer questions
- How much do I need for a down payment?
- It depends entirely on the loan program, and several allow far less than twenty percent. Greg is not a lender and will not quote you a figure. He will introduce you to lenders who work this county well, and they will give you real numbers for your situation.
- Should I waive the inspection to win a competitive offer?
- Greg does not recommend it. There are gentler ways to strengthen an offer: a shorter inspection window, an information-only inspection, a larger earnest deposit, or flexibility on the seller's closing date. Those move a seller without leaving you blind on the house.
- What does it cost me to work with Greg as a buyer?
- Buyer representation terms are agreed in writing before you tour, and Greg will walk you through the agreement line by line so there are no surprises. Ask him directly and you will get a straight answer on the first call.
- How quickly can we start looking?
- As soon as you are underwritten. Greg will ask you to get fully underwritten rather than just prequalified first, because in a competitive situation the difference between those two pieces of paper is what decides whose offer a seller takes seriously.
Start with a conversation, not a contract.
Tell me what you are trying to do and I will tell you honestly whether now is the right time to do it. No pressure, no obligation.